These are the free tools on Stock Simplifier. Two of them look up real company data for any ticker you enter. The three calculators run on numbers you type in, so they work for any company, anywhere, and nothing you enter leaves your browser.
Phase CheckEnter a ticker and see which of the five lifecycle phases the company is in, and which metrics and valuation methods fit that phase.
Dividend Safety ScoreA transparent 0 to 5 score for how safe a company's dividend is, adjusted for sector, with every input shown.
DCF CalculatorEstimate what a business is worth from its future free cash flow, with a buy-below price built in.
Reverse DCF CalculatorWork backwards from today's share price to the growth rate the market is already assuming.
CAGR CalculatorTurn a start and end value into a compound annual growth rate, or project a value forward.
Which tool to use when
The tools line up with the order a long-term investor should work through a company.
- Start with Phase Check. A startup, a fast grower and a mature cash machine need completely different yardsticks. Knowing the lifecycle phase first stops you judging a young company on its P/E or a mature one on its revenue growth.
- If it pays a dividend, run the Dividend Safety Score. A high yield is only attractive if the payout can survive a bad year.
- Check what the price already assumes with the reverse DCF calculator. This is usually more useful than guessing a fair value, because it turns the question into "is that growth rate realistic?"
- Build your own estimate with the DCF calculator. Then demand a margin of safety before you buy.
- Keep yourself honest with the CAGR calculator. Compare a company's revenue, free cash flow and share price growth rates, or your own returns against the market.
What the calculators cannot do
A calculator is only as good as its inputs. A DCF built on a growth rate you picked because it felt right will give you a precise-looking number that means very little. The value of these tools is in making your assumptions visible, so you can argue with them. If you want the inputs filled in from real financial statements for any stock, that is what the full Stock Simplifier app does.
Learn the ideas behind the tools
Frequently asked questions
Yes. The DCF, reverse DCF and CAGR calculators need no account at all. Phase Check and the Dividend Safety Score look up live company data; each page explains exactly what you get without an account and with a free one. No credit card either way.
No. Everything runs in your browser on desktop or phone.
Phase Check and the Dividend Safety Score use financial data from Fiscal.ai, the same source that powers the full Stock Simplifier app. The calculators use only the numbers you enter.
Start with the reverse DCF. It tells you what growth the current price already assumes, which is easier to judge than inventing a fair value from scratch. Use a regular DCF when you have a view of your own to test. Our guide to DCF vs reverse DCF covers the trade-off.
No. They answer narrower questions: what phase a business is in, how safe its dividend looks, what the price assumes. Whether to buy depends on the business itself, which is what a full analysis covers.