Honest Comparison

Stock Simplifier vs FAST Graphs

FAST Graphs is one of the best tools ever made for answering "is this stock cheap compared to its earnings?" But a valuation chart and real conviction in a business are two different things. Here's where each tool fits.

The short version

FAST Graphs is an earnings-based valuation tool built by Chuck Carnevale, a value investor with more than five decades in the industry. Its signature chart lays a stock's price over the value its earnings justify, going back 20 years, so you can see in seconds whether a stock trades above or below its fair value. It's precise, disciplined, and loved by dividend and value investors.

Stock Simplifier is guided AI research. It answers a broader question: should you own this business, and why? It walks you through the business model, moat, management, growth, risk, and a five-method valuation suite in plain English, adjusts to where the company is in its lifecycle, and teaches you the framework as you go.

FAST Graphs tells you whether the price makes sense given the earnings. Stock Simplifier helps you understand the business behind those earnings. Many serious investors use both.

What is FAST Graphs?

FAST stands for Fundamentals Analyzer Software Tool. The idea behind it is simple and powerful: over the long run, a stock's price follows its earnings. FAST Graphs charts that relationship for any stock, so you can see whether today's price is running ahead of the business or lagging behind it.

The tool has been around for more than a decade, and its founder still records videos walking through viewer-requested stocks every week. That track record and transparency are a big part of its appeal.

What FAST Graphs does well

Where FAST Graphs comes up short

FAST Graphs pros

  • Iconic earnings-vs-price valuation chart
  • Up to 20 years of history
  • Many earnings measures (incl. FFO, FCF, EBITDA)
  • Forecast calculator with analyst-accuracy tracking
  • FG Score for fundamental quality
  • Broker-connected portfolios
  • AI assistant (Premium)
  • ~18,000 stocks worldwide
  • Basic plan from $15.95/mo billed annually

FAST Graphs cons

  • A valuation lens, not a full research process
  • Growth stocks tend to look overvalued
  • Light on business, moat & management analysis
  • Little hand-holding for newer investors
  • No phase / lifecycle-aware framework
  • No free plan (7-day trial only)
  • One device at a time; no refunds (per reviewers)

What is Stock Simplifier?

Stock Simplifier is an AI-powered stock research tool built to help you actually understand a company and build conviction you can hold through volatility. Every data point is real, sourced from Fiscal.ai, an institutional-grade financial data provider, and updated the moment a company reports. Instead of handing you a single chart, it walks you through the whole business.

The framework was built by studying how the world's greatest investors (Warren Buffett, Peter Lynch, Terry Smith, David Gardner, Nassim Taleb, and others) actually make decisions, then turning that into a simple, repeatable workflow that runs in about 60 seconds and teaches you as you go.

What Stock Simplifier does well

Where Stock Simplifier falls short vs FAST Graphs

Stock Simplifier pros

  • Builds real conviction, not just a valuation
  • Plain-English business, moat & management analysis
  • Five-method valuation suite (incl. Reverse DCF)
  • Phase-aware: fair to growth and dividend stocks alike
  • Full financials module with a "Simplify" view
  • Dividend safety score, earnings vs. estimate, watch flags
  • Education built in: beginner-friendly
  • Free plan, plus a free Phase checker
  • Real-time data from Fiscal.ai
  • 30-day money-back guarantee

Stock Simplifier cons

  • No single long-history valuation chart
  • No analyst-accuracy tracking
  • No broker-connected portfolios
  • 10,000+ stocks vs ~18,000

Side-by-side comparison

Feature FAST Graphs Stock Simplifier
Core purpose Earnings-based valuation charts (is the price reasonable?) Guided research that builds conviction (should I own it?)
Price Basic $19.95/mo · Premium $49.95/mo ($15.95 / $40 billed annually) Free · Standard $19.99/mo · Pro $39.99/mo ($199 / $399 a year)
Free plan No (7-day free trial) Yes, no credit card
Financial data Institutional-grade, up to 20 years Real-time from Fiscal.ai, 10+ years
Valuation approach Price vs earnings-justified fair value, long history Five-method suite (Trailing, Deep-Dive, TAM, DCF, Reverse DCF)
Growth stocks Often look overvalued on earnings Reverse DCF and TAM sizing built for growers
Forecasting Analyst-estimate calculator + analyst-accuracy tracking Forward DCF and AI earnings estimates
Business model analysis Not a focus Dedicated, plain-English
Moat assessment Not a focus Yes, with moat direction
Management quality Not a focus Dedicated assessment
Phase / lifecycle-aware No Yes. Adjusts to the business lifecycle.
Quality score FG Score Scored within the framework
Dividend safety Dividend history and yields Transparent 0–5 safety score
AI "Charles" assistant (Premium) Structured analysis that runs the same framework every time
Stock screener Prebuilt + custom screens (custom on Premium) Discover screener on real AI assessments
Portfolios Broker-connected (Premium) Watchlist dashboard: Buy, Watch, Pass, with price alerts
Education built in Founder videos; little in the tool Built into every step
Stock coverage ~18,000 global 10,000+ global
Best for Value and dividend investors who want a fast, disciplined valuation read Investors who want to understand a business and build conviction

Which one should you use?

Use FAST Graphs when:

Use Stock Simplifier when:

The real difference

FAST Graphs answers one question extremely well: does this price make sense given the earnings? If you already know how to invest and you focus on steady, profitable businesses, its chart is one of the fastest valuation checks there is.

Stock Simplifier answers a bigger one: should I own this business, and why? It turns real-time data into a plain-English understanding of the company (the model, the moat, the management, the risks, and the valuation), and teaches you the framework while it does it.

Valuation is one input into a good decision. Conviction is what gets you to the decision and keeps you there. Use FAST Graphs to check the price against the earnings. Use Stock Simplifier to understand the business.

Price Comparison

Both tools start around $20 a month. Stock Simplifier also has a free plan, and its Pro plan costs less than FAST Graphs Premium.

Free
$0/forever
No credit card required
Sign up free
Standard
$19.99/mo
$19.99 billed monthly
Start free trial
Pro
$39.99/mo
$39.99 billed monthly
Start free trial

Real-time data from Fiscal.ai. Guided analysis wizard. Five-method valuation suite. Phase-aware framework. Financials & dividend safety. Education built in. 30-day money-back guarantee.

See full plan details →
FAST Graphs
Premium
$49.95/mo
$40/mo billed annually · Basic $19.95/mo ($15.95 annually) · 7-day free trial

Earnings-based valuation charts with up to 20 years of history, forecasting with analyst-accuracy tracking, FG Score, screens, broker-connected portfolios and the Charles AI assistant. Excellent for a fast, disciplined valuation read, but light on business, moat, and management analysis, and tough on growth stocks.

Stock Simplifier vs FAST Graphs: common questions

What does FAST Graphs do?
It charts a stock's price against the value its earnings justify, going back up to 20 years, so you can see whether the stock trades above or below fair value. It adds forecasting from analyst estimates, an FG quality score, screens, portfolios and an AI assistant.
Is FAST Graphs good for growth stocks?
It works best for steady, profitable companies. Because fair value is tied to earnings, fast growers that reinvest heavily or aren't profitable yet can look expensive on the chart even when the business is strong. Stock Simplifier's Reverse DCF and TAM sizing are built to handle those cases.
How do the prices compare?
FAST Graphs Basic is $19.95 a month ($15.95 billed annually) and Premium is $49.95 a month ($40 billed annually), with a 7-day free trial. Stock Simplifier has a free plan, Standard at $19.99 a month or $199 a year, and Pro at $39.99 a month or $399 a year.
What does Stock Simplifier add over FAST Graphs?
Sequence. Valuation should come last, after you understand the business, its lifecycle phase and its moat, because doing it first lets the price drive the thesis rather than test it. FAST Graphs is a great valuation check; Stock Simplifier covers the work that comes before it.
Can I use both?
Yes, and they fit together well. Work through the business and its phase in Stock Simplifier, then use FAST Graphs to see how today's price compares with the company's earnings history.

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